Archive | March, 2010

Car Insurance Claim: When to Call

We’ve talked about how to effectively file a car insurance claim after an accident before. In this part, we are going to talk specifically about the best time to contact your car insurance agent or the company’s toll-free hotline to get the best outcome from your claim.

When you are involved in a car accident, the first thing you would want to do is assess the situation quickly. Don’t call your insurance agent just yet since you need to make sure you understand the situation perfectly. Once you are done assessing the situation, pay attention to personal injuries and other related aspects first.

By this time, the police should already be at the scene of your accident. After the police finished their examinations, you should immediately call your insurance company or agent. In fact, now is definitely the best time to contact your car insurance company. Explain the situation and the nature of your accident to the person representing the company, then let the police provide additional details on possible causes, chronological information, and of course the latest condition of the scene.

With the added information provided by the police officer, your insurance company can quickly understand the situation and provide you with the assistances you need. Documenting your claim and submitting it shouldn’t be a problem, and you should be able to receive the compensation you deserve in no time at all. Plus, you will also find it very useful to contact the insurance company while the police officers are still at the scene of the accident because you can also record the conversation using your mobile phone and use the conversation for further assessments.